Loan management seminars for staff

As a professional member and head of the salaries and ages in my organization, I observed that most of my staff use their salaries to acquire loans from online micro finance bank thereby becoming a little or no net pay at the end of each month. Though there is nothing bad to acquire loans but not to the extent of getting low or no net pay. I am contemplating that I should organize seminar on loan management for staff so that all these financial crisis and embarrassment that may have result from the act of improper loan management will reduce. Pls kindly give me the ideas and approaches that I may use to educate and enlighten them as professional accountant who is always identify potential risks and ensure its controls of those potential risks before it is too late.

Hope to hear your response soon. Thanks.

Omotehinse Tunde, ACA, CPFA, ACFE